Chappyshelp.com is a private micro loan lender. If approved, you can get a $100.00 micro loan directly deposited mailed to your home address.
Q. How long have you been established?
A. Chappyshelp.com is a new business. And because of this the micro loan amount is at $100 and there is a limited amount of loans available to applicants. Loan amounts and installment lenght payments may increase as the business grows.
Q. Who can apply for a loan?
A. Unfortunately only US citizens who are 18 years old or above may apply for a micro loan from Chappyshelp.com at this time.
Q. I have bad credit can I still apply?
A. Yes you can. As long as you have a open and active checking account, are atleast 18 years old and you have a gross monthly income of $900.00 you are encouraged to apply.
Q. How long will it take to recieve my money after I apply ?
A. First, you need to apply for the micro loan by completely filling out the application form. Then, your application will be processed. If your application is approved you will be notified by email with the exact details of when your $100.00 cash micro loan will be directly mailed to your home address. Your approved/denied email will be sent to you within 60 hours of applying for your micro loan.
Q. Is Chappyshelp.com a payday loan site?
A. Definitely not. Chappyshelp.com is a private micro loan lending web site. You will not be charged outrageous finance fees or make interest only payments for long periods of time. But, you will have a convenient monthly automatic payment plan via your checking account.
Q. Do you except credit cards to pay back the micro loan?
A. No, Chappyshelp.com only accepts payments from your checking account.
Q. Can I pay my micro loan loan back early?
A. Yes you can. You will need to provide written notice atleast 10 days prior to your next payment date. You will need to fill out the contact form that is provided on this web site with the amount and the date that you want chappyshelp.com to debit your account to pay off your micro loan. You will recieve a payment verification email when your checking account has been debited in the amount that you have stated.
Q. I have one micro loan from chappyshelp.com already. Can I apply again?
A. Yes you can. But you may only have 3 micro loans at any one time. This provision may change at a later date.
If you should have a question that is not listed here than you can fill out the contact form below.